Well, I can certainly get by without an SUV..

but working in catering I constantly have my back seat crammed with equipment. So itd be nice to be able to fit it all more nicely back there and maybe have room for people too. That’s why I have always wanted one.

I feel the same way about the loan… except it isn’t really another loan, but one that replaces the existing car loan on the car, for the same or less money. And (presumably) paid of on the same schedule I would’ve paid off the car… unless some crazy interest rate is thrown at me in which case I would scrap the idea.

So basically, I would love the SUV… but it is a hassle to go through with. Hmmm…