July was a 3 pay day month for us

and since dh came down so sick just before the third pay day I held on to all of that paycheck and our ss checks instead of making a huge gazelle payment on the mortgage, so the bills will all be paid on time even with a zero paycheck this Friday. In fact, I held on to so much if nothing else comes up to whack us between now and the end of the month I will still be able to pay our snowball amount on the mortgage to keep on schedule and use this months ss on the medical bills. Jan who is thankful for DR who taught her to plan ahead for such emergencies in OK